FIGUEROA RODRIGUEZ, HERMINIO VS MAPFRE PAN AMERICAN INSURANCE COMPANY

Judgment from the Puerto Rico Court of Appeals reviewing a breach of contract case filed by Herminio Figueroa Rodríguez against MAPFRE and Universal Insurance companies. Figueroa sued the insurers for failing to provide fair compensation for property damage sustained during Hurricane Maria, alleging breach of their respective policies. Universal disputed coverage, while MAPFRE argued its obligation was extinguished by a payment accepted by Figueroa, invoking the doctrine of payment in full settlement. The Court of First Instance had dismissed Figueroa's lawsuit based on this doctrine. The Court of Appeals reviewed the lower court's decision on appeal. The appellate court modified the judgment issued by the Court of First Instance. However, as modified, the Court of Appeals confirmed the dismissal of the lawsuit.